ISA Investment calculator

This calculator is designed to show how putting your money into an Aviva Stocks & Shares ISA could help you to achieve your investment goal.

The results are based on the figures you put in and the options you choose. They are only intended to give you an indication of possible returns and are not guaranteed. Investment returns can go down as well as up and you may get back less than you invest.

This calculator does not provide personal advice or recommendations. If you are unsure whether this product is right for you, you should speak to a financial adviser. You can find one in your local area at

How long could it take me to reach my goal?

What is your investment goal?

About your ISAs

How much do you want to invest?

You can pay in a single payment or regular payments, or both.

We have assumed there are 4 more payments in this tax year.

Summary of contributions

This tax year's contribution £ 0

Contributions for each further tax year £ 0

Based on the assumptions below it could take you around

0 months

to reach your goal of

These results are based on your:

Existing ISA investments:


New ISA investments:


Based on any single and/or regular payments you've selected

Investment growth:

Based on 5% expected growth rate you've selected


Charges assumed in the calculator are 0.75% a year.

Charges are typically between 0.5% and 1.85% of the fund value a year depending on investments chosen and the amount invested in the Aviva Online Investment Service.

The value shown here is only an example based on the assumptions used, including a fixed growth rate over the full term. It's important to keep in mind that the final value of your investment could be markedly different, depending on the actual growth rates and charges. The figures shown are not a reliable indicator of potential investment performance and it's important to remember that investment values can go down as well as up, meaning you could get back less than has been paid in. These results do not take inflation into account, so remember that you would be able to buy less with the amounts shown in future than you would be able to today.

The calculator puts all of your ISA investments (existing, current and future) together and applies the same level of charges and rates of growth to the combined total. We have assumed a charges figure of 0.75% a year. Please be aware that if your ISA investments are held in different places, they are likely to have different charges and grow at different rates, so the result can only ever be an indication of what might happen. Also, if any of your investments are in cash ISAs, they are unlikely to have the same growth potential as investments in stocks and shares ISAs and the calculator may produce an over-estimation.

How is this estimated?

  • To show you what you might get back we've used the growth rate as selected. This can vary between 0% through to 8% depending on your expected rate of return which will depend on your fund selections.
  • The figures shown do not take into account inflation, therefore they will be in absolute terms and will show the monetary value of the investment at the end of your chosen term. This will not show how much the sum would be worth today.
  • Actual charges may be higher or lower than these and will depend on the investments chosen. The growth rate shown is only an example and actual growth rates will depend on how investments perform. Please choose the rate that best fits your investment choices.

What's next?

It's important to shop around to get a deal that you're comfortable with. If you decide the Aviva Stocks & Shares ISA suits you, it's easy to apply. Find out more now:

Learn about our Aviva Stocks & Shares ISA

Nothing on this site is personalised advice or a recommendation. If you need a personalised recommendation based on your personal circumstances you should seek financial advice. You can find an adviser in your area using


Amount paid in this tax year

This is any amount you have already paid into an ISA this tax year.

Amount paid before this tax year

This is any amount you currently hold in an ISA with any provider previous to this tax year.

Expected rate of growth

"This is the annual rate of growth anticipated. Whilst we have set the default to 5%, this shouldn't be seen as an average, or in any way guaranteed. Investment returns cannot be predicted and may be higher or lower than this. You can change the expected rate of growth to see how a different level of investment return could affect what you get back."

Regular monthly payment

The minimum you can pay into the Aviva Stocks & Shares ISA as a regular amount is £50 a month. The maximum you can pay is your remaining allowance, across the number of months left in this tax year.

Single Payment

The minimum you can pay into the Aviva Stocks & Shares ISA is £500. The maximum you can pay in is any amount up to your full allowance for this tax year providing you haven't already paid in this tax year.