Yes, if you apply before your baby is three months old, we'll give you up to three
months of free health cover for them. If you apply before your baby is 3 months and make
a claim, your baby's medical history will be disregarded and no personal exclusions will
apply and no premium will apply. If a baby is added after they are 3 months old, then
any pre-existing conditions will be underwritten.
If you already have another child (aged 19 or under) on your policy, after those first
three months are up, your new child will continue to get free cover until the older
child turns 20. That's because you only pay for the oldest child on your policy under the age of 20.
We also offer a 'baby bonus' where, if you've had the policy for over 10 months and your
premiums are paid up to date, any family member covered by the policy will get £100 from
us when they have a baby or adopt one up to a year old.
