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Transfer an existing pension

Funds you have chosen

What percentage of the amount you are transferring would you like to assign to each investment?

Percentage remaining - will be left in cash
100.00 %

Why would I leave cash in my NotSpecified?

You can hold the money in your NotSpecified in cash and choose your investments later. You also need cash to pay for any charges.

Please note, if you want to withdraw money from your NotSpecified immediately, the amount you want to withdraw needs to be available in your account as cash, with no transactions pending.

100.00 %

You have not yet selected any funds

Ready made funds

Let's start by finding the right fund to invest into. We just need to know a bit more about your investment goals and the level of risk you'd like to take.

This will help you choose the right ready-made fund to meet your needs. But don't worry - we'll walk you through the process.

Step 1: Choose your fund type

You can choose from two different types of fund: growth or income.

How do they work?

Managers of both growth and income funds invest in similar assets - such as bonds, shares of companies, property and cash like assets. But whereas growth fund managers are looking for assets that will increase in value over time, income fund managers invest in assets that aim to generate a regular income.

When investing, remember the value of your investment can go down as well as up and you may get back less than the amount paid in.

Step 2: Choose your risk level

Now select the level of risk you want your fund to be managed with.

What's the difference between risk types?

You can choose from four different levels of risk, from lower through to higher. The risk level will determine the level of potential returns you'll get from your growth fund. With each risk level, we've added a guide of what to expect a fund at that level of risk to offer.

You should look into the specific features of the fund shown to ensure it meets your needs and you are happy to invest in it.

How do they work?

A higher risk level may offer a potentially higher return. However, this means you could also be exposed to higher losses. A lower risk level does the opposite - offering lower returns, but potentially smaller losses.

Financial advice

If you're looking for help with your investment options, our financial advice support team can help you decide whether financial advice is right for you.

Get financial advice

Contact us

Still need some help? Just give us a call.

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Saturday: 8:30 - 12:00

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