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Your gender will only be used to estimate your life expectancy and will not have any bearing on any other amounts displayed.
A regular smoker smokes 10 or more cigarettes a day, or a minimum of 3oz rolling tobacco, for the last 10 years.
If you smoke less than this, it may still have an impact on your life expectancy.
If you suffer from or have suffered from any medical condition this may impact your life expectancy and increase the income offered by certain retirement products. To understand the impact this may have, contact your existing financial adviser or, if you don't already have one, visit www.aviva.co.uk/advice.
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