Critical Illness quote
Do you need some help?
Critical illness cover FAQs
Am I eligible to take out Critical Illness Cover?
You can take out our Critical Illness cover if you’re aged between 18-64 and are a permanent UK resident. We will then complete a health and lifestyle document to understand your medical history.
What critical illnesses are covered under this policy?
We cover 52 critical illness conditions, including heart attack, stroke and some cancers.
How much does Critical Illness Cover cost?
This will depend on your personal circumstances and medical history. Over half of our customers pay just £ 18.00 or less for our Critical Illness Cover.
Will my children be covered if I choose to add Critical Illness Cover?
Yes. They will be covered under our Children’s Critical Illness cover, where we will pay up to £ 25,000 or 50% of the cover amount, whichever is lower
What is children's benefit?
Children’s benefit is automatically included in any personal policy that includes critical illness cover.
We’ll pay £ 25,000, or 50% of the main critical illness benefit (whichever is lower), if any of your natural, step or legally adopted children are diagnosed with one of the children’s critical illnesses or conditions we cover during the term of the policy.
If one of your children dies during the term of the policy, we’ll pay a lump sum of £ 5,000. Children are covered from 30 days old until their 18th birthday (or their 21st birthday, if they’re in full-time education). We’ll only pay out one critical illness claim for each child under the policy. We’ll pay a death claim for a child, even if we’ve previously paid out on a critical illness claim for them. If we pay out under children’s benefit, the policy will continue to provide cover for you and any other eligible children you have.
If you already have an existing policy with us, check your policy documents to see what cover is included. If your policy was previously with Friends Life, contact us to check if this applies to you.
Aviva UK Digital Limited sells life insurance and critical illness policies provided and underwritten by Aviva Life & Pensions UK Limited. Aviva UK Digital Limited. Registered in England No. 09766150. Registered office: 8 Surrey Street, Norwich, Norfolk, NR1 3NG. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 728985. Aviva Life & Pensions UK Limited. Registered in England No. 3253947. Registered office: Aviva, Wellington Row, York YO90 1WR. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number: 185896. www.aviva.co.uk