Before you start your quote, please make sure to read:

Your cover

Family protection
  • Choose a lump sum to leave behind for your family.
  • Help your loved ones cover living costs and monthly rental or mortgage repayments if you pass away.
  • This is also called level cover.
Mortgage protection
  • Specifically helps your family pay off a repayment mortgage if you pass away.
  • You’ll pay the same amount each month, but cover gradually decreases in line with your repayment mortgage.
  • This is also called decreasing cover.

Which cover type would you like?

Who would you like to cover?

Critical illness cover

Our Critical Illness Plan will pay out a lump sum if during the policy term you are diagnosed with a critical illness covered by the policy. You must survive for 10 days after diagnosis for a critical illness claim to be paid. If this condition is met, the policy can pay out even if you later die. The cover does not pay out for death alone. It’s designed to help ease any immediate financial worries you might have, and can pay towards treatment or the cost of everyday living.

If you’re still unsure while getting your quote, the Critical Illness Plan Policy Summary and Critical Illness Plan Policy Conditions will be on each page and will always be on hand to help out.

We cover 52 conditions, including nearly all cancers, heart attacks and strokes.

Do you want to add critical illness cover?

Your personal details

First name

If you have more than one first name, use a hyphen between them. For example, ‘Sarah-Jane’. You don’t need to tell us your middle names.

Last name
Date of birth

Provide this in the format DD MM YYY, for example 27 03 2027

Smoking, vaping, tobacco and nicotine use

We need accurate information about your use of cigarettes, cigars, a pipe or any other tobacco or nicotine products including nicotine gums, patches, inhalers, tablets, lozenges, sprays and electronic products, even if only on an occasional basis. It’s an important factor in our assessment of terms and payment of claims. We may carry out tests to confirm use.

Email

Please give us your preferred email address. We’ll use this to send you your quote and we may use this to contact you to progress your application.

Mobile or phone number (optional)

Please give us your preferred phone number. We may use this to contact you to progress your quote or application.

Postcode

To apply you must be in the UK, have a legal right to live in the UK and consider your main home as being in the UK, with no current intention of moving anywhere else permanently.

The UK does not include the Channel Islands, the Isle of Man or Gibraltar.

If you’re moving home, use your current address. You can change this after you have moved.

Keeping you informed

From time to time, we'd like to send you offers and discounts we think you'd be interested in.

If you do not want to hear from us, please tell us below

How we keep you informed

If you would prefer not to receive communications about our products and promotions, please indicate below. You can always tell us if you change your mind.

See your quote