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You can hold your money in cash and choose your investments later. If you want to withdraw money immediately, the amount you want to withdraw needs to be available in your account as cash, with no transactions pending.
Please note, you also need cash to pay for any charges and investments may be sold to cover a charge if cash is not available.
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Markets
Markets are a way of dividing the large number of funds available into smaller groups that invest in similar asset types, such as equities or fixed income, or investment strategies. This enables comparison of performance and charges of funds within the same group.
Geographic region
Geographic region refers to the location in which the fund is mainly invested, for example a UK equity fund would be expected to invest in shares of companies in the UK
Ongoing charges figure
This charge is levied by the fund management company to cover the costs and expenses of managing the fund. The ongoing charge excludes any performance fees or portfolio transaction costs. Please note, the OCF is variable and may change over time.
Risk rating
The risk indicator shows the level of risk of a fund on a scale of 1 to 7, where 1 represents lower risk funds with potentially lower returns and 7 represents higher risk funds with potentially higher returns but a greater chance that you could lose money. The risk indicator is based on historical data so it may not be a reliable indication of the future risk profile of a fund, and it may change over time. Even the lowest risk fund will carry some risk, so you may not get back the original amount you invested. More information can be found in the KIID.
Fund management style
In an active fund, the fund provider will try to maximise its performance. A passive fund (index tracker) will aim to track the performance of an index (e.g. FTSE 100) or commodity (e.g. gold).
Experts' shortlist
Aviva Investors have put together a list of funds they believe stand out from the crowd and are worth your consideration. These funds have passed specific checks and tests and are reviewed regularly to ensure they meet the high standards of the shortlist.
Data Explained
Ongoing charges figure
This charge is levied by the fund management company to cover the costs and expenses of managing the fund. The ongoing charge excludes any performance fees or portfolio transaction costs. Please note, the OCF is variable and may change over time.
Risk rating
The risk indicator shows the level of risk of a fund on a scale of 1 to 7, where 1 represents lower risk funds with potentially lower returns and 7 represents higher risk funds with potentially higher returns but a greater chance that you could lose money. The risk indicator is based on historical data so it may not be a reliable indication of the future risk profile of a fund, and it may change over time. Even the lowest risk fund will carry some risk, so you may not get back the original amount you invested. More information can be found in the KIID.
Yield
The variable percentage yield based on the fund's last reported annual distribution and the latest closing price.
Past performance
The performance of the fund expressed as a percentage based on a set period of time, usually a 12-month period and displayed for the last 5 years where the fund has been available to invest over that period.
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Nothing on this site is personalised advice or a recommendation. If you need a personalised recommendation based on your personal circumstances, you should seek financial advice.
Pension product provided by: Aviva Pension Trustees UK Limited. Registered in England No. 2407799. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number 465132.
Platform provider: Aviva Wrap UK Limited. Registered in England No. 4470008. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number 231530.
MyAviva is owned and operated by Aviva Insurance Limited.