Before you start your application

You can open an ISA account if:

• you're aged 18 or over
• you're a resident in the UK, or you or your spouse or civil partner are a Crown servant. If you do not have a UK address, please call us on 0800 068 6673 to apply and transfer.
• you're comfortable managing your account and investments online

Things you need to know about this application:

• This is a non-advised product. If you feel you need personal advice, please speak to your financial adviser. You may have to pay for any advice you receive.
• With a Stocks & Shares ISA, the value of your investment can go down as well as up and you could get back less than you paid in
• You should compare charges and investments before transferring an ISA. There's no guarantee you'll be any better off by transferring.
• If you want to transfer in another ISA as part of this process, you can only do a cash transfer.If you wish to proceed with a unit transfer (where investment funds are moved across without being sold and reinvested), please contact our team on 0800 068 6673. What are cash and unit transfers?

What you'll need:

You'll also have the option to transfer in other ISA(s) you already have. If this is something you want to do, you'll need:

• Name of the ISA provider
• Account or plan number
• Approximate value (if you want to transfer it in full)
• How much you have paid in during the current tax year

This application will take about 15 minutes to complete.