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Ready made funds

Let's start by finding the right fund for you to invest in.

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Step 1: Choose your fund type

You can invest in a growth or income fund. If you choose a growth fund, then you choose your risk level too. (Help?)

How do they work?

Growth and income funds invest in similar assets – such as bonds, company shares, property and cash. Growth funds aim to increase the value of your investments, so you can potentially sell for a profit in the future. Meanwhile, income funds aim to give you a regular income.

Remember, the value of your investment can go down as well as up, and you may get back less than the amount paid in.

Step 2: Choose your risk level

Now select the level of risk you want your fund to be managed with.

What's the difference between risk types?

You can choose from four different levels of risk, from lower through to higher. The risk level will determine the level of potential returns you'll get from your growth fund. With each risk level, we've added a guide of what to expect a fund at that level of risk to offer.

You should look into the specific features of the fund shown to ensure it meets your needs and you are happy to invest in it.

How do they work?

A higher risk level may offer a potentially higher return. However, this means you could also be exposed to higher losses. A lower risk level does the opposite - offering lower returns, but potentially smaller losses.


For investors who are prepared to take only a minimal amount of investment risk; maintaining capital is the main priority which will limit the chances for real growth in order to see lower fluctuations in value.

By choosing a lower risk fund you will:

  • typically, be invested mostly in fixed interest/bonds and cash/money market, with the remainder in assets such as shares and property
  • understand that any increases in the value of the fund may not keep up with increases in inflation. If this happens this will reduce how much you can buy with your money in the future
  • be prepared to take some investment risk to increase the chance of potential returns but recognise that there is a lower level of potential returns than funds in higher risk categories
  • understand as with all investments, the value of investments can go down as well as up and you may get back less than the amount invested. Maintaining capital is the main priority which will limit the chances for real growth in order to see lower fluctuations in value

Fund summary

Aviva Investors UK Funds Multi-asset Plus Fund I Class 9 Accumulation

The Aviva Investors Multi-Asset Plus Fund I aims to maximise growth by using a blend of active active and passive passive investments within the fund's level of risk. Actively managed by experts at Aviva Investors, this fund invests in a range of asset classes across different regions.

Take the time to understand more about this fund's assets, performance and charges.
The value of your investment can go down as well as up and you may get back less than has been paid in.

Our charges

Fund Manager Charge of 0.35%

This charge is levied by the fund management company to cover the costs and expenses of managing the fund and appears as an Ongoing Charge Figure (OCF) on your statement. This charge is incorporated into the price of the fund rather than being taken out of your account.

Aviva Charge of 0.40% (maximum)

This is what we charge each year for administering your account. It's calculated daily and taken from the cash account monthly. We calculate this charge based on the value of your investment. Here's how it works:

First £50,000 0.40%
Next £200,000 0.35%
Next £250,000 0.25%
Amounts above £500,000 0.00%

Total charge

Here's what the charges come to in total each year. This is equivalent to approximately £0.62 each month for each £1,000 held.

Fund manager charge 0.35%
Aviva Charge (maximum) 0.40%
Total charge 0.75%

Accurate as at 11/04/2024.

Summary and past performance

Below you can find the past performance of this fund. Please bear in mind that past performance isn't an indicator of future performance.

Discrete performance

Past Performance (% Growth)
11/04/23 - 11/04/24 11/04/22 - 11/04/23 11/04/21 - 11/04/22 11/04/20 - 11/04/21 11/04/19 - 11/04/20
6.50% -3.28% -0.47% 5.73% 1.26%

All fund data is provided by Broadridge, with the exception of price and performance data, which is provided by FE.
Performance is calculated assuming that any net income paid out by the fund is reinvested back into the fund, and is after any ongoing fund charges and fees have been deducted. The Aviva charge would reduce the amount received.

Accessible chart data

Important information

Take the time to look through our Key Investor Information and the fund's factsheet before deciding to invest. The Key Investor Information Document provides more detailed explanations of the fund's aim and specific investment risks than the information on this page.

You can also learn more about this fund, including in-depth performance information and fund manager details.

Confirm your fund selection

Just select the button below if you're ready to add this fund to your basket. We'll then help you begin the application process

Aviva Financial Advice

If you're looking for help with your investment options, the Aviva Financial Advice Team can help you establish if financial advice is suitable.

Contact us

Still need some help? Just give us a call.

0800 285 1088

Monday to Friday: 8:00am - 5:30pm

Weekends and bank holidays: Closed

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Active investments aim to beat the market such as the FTSE All-Share Index by using professional fund managers who decide where to invest.

Passive investments aim to track or replicate markets such as the FTSE All-Share Index.

Ready-made funds do not necessarily incorporate environmental, social and governance factors (ESG), or have responsible investment objectives. While ESG factors can be considered when choosing investments for these funds, it's not the key criteria that determines what investments are selected.