Investment calculator

The Investment calculator is designed to show how putting your money into an investment product could help you to achieve your goal.

The results are based on the figures you put in and the options you choose. They are only intended to give you an indication of possible returns and are not guaranteed, and may vary considerably from other projections you receive. Investment returns can go down as well as up and you may get back less than you invest.

This calculator does not provide personal advice or recommendations. If you are unsure whether a product is right for you, you should speak to a financial adviser. You can find one in your local area at www.unbiased.co.uk

What is your investment goal?

How much have you invested already?

How much will you invest as a single payment?

How much will you invest each month?

Please choose the rate that best fits your investment choices

Low 1.5%
Medium 4.5%
High 7.5%

Based on the assumptions below it could take you around, to reach your goal of

The value of an investment can go down as well as up so you could get back less than has been paid in. The figures shown are not a reliable indicator of potential investment performance.

This is an example only, based on the assumptions used, including a fixed growth rate over the full term. It’s important to keep in mind that the final value of your investment could be markedly different, depending on the actual growth rates.

These results are based on your:

Existing investments:

£0

New investments:

£0

Based on any single and/or regular payments you've selected

Investment growth

Please note, this only includes 50 years of investment growth. It could take more than 50 years to reach your goal.

These results do not take inflation into account, so remember that you may be able to buy less with the amounts shown in future than you would be able to today.

Charges

Charges assumed in the calculator are 0.75% a year.

Charges are typically between 0.5% and 1.85% of the fund value a year depending on investments chosen and the amount invested in the Aviva online investment service. Charges may be higher or lower and will depend on where you invest and what product you choose.

Important information

To show you what you might get back. We've used three alternative annual growth rates:

Low 1.5% Medium 4.5% High 7.5%
Please remember that inflation will reduce the spending power of any money you get back.
Please be aware that if your investments are held in different places, they are likely to have different charges and grow at different rates, so the result can only ever be an indication of what might happen. You can read more about charges here.
We've used the growth rate you have selected over the full term.
The growth rate shown is only an example. Actual growth rates will depend on how investments perform and could be higher or lower than the options available in this tool.
What you get back could be very different to what is shown in this tool and you could get back less than has been paid in.

Existing Investments

The calculator applies the same level of charges and rates of growth to any new or existing investments. Please be aware that if your money is held in different types of investment they are likely to have different charges and grow at different rates, so the result can only ever be an indication of what might happen and the calculator may produce an over-estimation.

Next steps

We have a variety of investment options to help you reach your financial goals.

Depending on what option you choose there may be limits on how much you can invest and when you take money out of them. The value of your investments can go down as well as up and you could get back less than is paid in.

Stocks & Shares ISA

Consider investing in a stocks and shares ISA.

Explore our ISA

Investment Account

Used your ISA allowance? You can still invest.

Explore our Investment Account

Aviva Pension

Take control of your retirement with our individual pension

Explore our Pension

Nothing on this site is personalised advice or a recommendation. If you need a personalised recommendation based on your personal circumstances you should seek financial advice. You can find an adviser in your area using www.unbiased.co.uk.